Insurance Bad Faith

Is your insurance company giving you the run around? Is your claim being denied or delayed? Don't try to fight the insurance company alone. Let our aggressive insurance bad faith attorneys fight your battle with the insurance company.

West Virginia law recognizes that an insurance company must handle claims in good faith and deal with their policyholders fairly. There exists a private cause of action to sue an insurance company for bad faith in first party claims. First party claims are claims directly between you and your insurance company, such as uninsured or underinsured motorist coverage or claims under a homeowner's policy.

The Moore Law Firm has successfully represented several individuals in insurance bad faith cases. Our attorneys are very familiar with the insurance regulations and laws. We make sure that you are treated fairly by your insurance company, and we fight hard to make sure that you are never denied your right to coverage or payment.

If your insurance company engages in any of the following actions, call The Moore Law Firm to see if you have an insurance bad faith case:

  • Failing to provide coverage on a loss
  • Refusing to timely respond to communications
  • Misrepresenting pertinent facts or insurance policy provisions
  • Attempting to settle a claim for less than it is worth
  • Not attempting in good faith to settle a claim
  • Delaying an investigation or coverage decision
  • Requiring you to commence litigation to obtain insurance proceeds

Courts in West Virginia have stated that "a policyholder buys an insurance contract for peace of mind and security, not financial gain, and certainly not to be embroiled in litigation. The goal is for all policyholders to get the benefit of their contractual bargain: they should get their policy proceeds promptly without having to pay litigation fees to vindicate their rights." Miller v. Fluharty, 201 W. Va. 685, 694, 500 S.E.2d 310, 319 (1997). This rule was specifically adopted "in recognition of the fact that when an insured purchases a contract of insurance, he buys insurance-not a lot of vexatious, time-consuming, expensive litigation with his insurer." Hayseeds, Inc. v. State Farm Fire & Cas., 177 W. Va. 323, 329, 352 S.E.2d 73, 79 (1986).

Don't wait - call The Moore Law Firm today to discuss your insurance bad faith case.