An Ally for Insurance Bad Faith Issues
Is your insurance company giving you the run-around? Is your claim being denied or delayed? Don’t try to fight the insurance company alone. Let our aggressive insurance bad faith attorneys fight your battle with the insurance company.
West Virginia law recognizes that an insurance company must handle claims in good faith and deal with their policyholders fairly. There exists a private cause of action to sue an insurance company for bad faith in first-party claims. First-party claims are direct between you and your insurance company, such as uninsured or underinsured motorist coverage or claims under a homeowners policy.
The Moore Law Firm, PLLC, has successfully represented several individuals in insurance bad faith cases. Our attorneys are very familiar with insurance regulations and laws. We make sure that you are treated fairly by your insurance company, and we fight hard to make sure that you are never denied your right to coverage or payment.
What Constitutes Bad Faith?
If your insurance company engages in any of the following actions, call The Moore Law Firm, PLLC, to see if you have an insurance bad faith case:
- Failing to provide coverage on a loss
- Refusing to timely respond to communications
- Misrepresenting pertinent facts or insurance policy provisions
- Attempting to settle a claim for less than it is worth
- Not attempting in good faith to settle a claim
- Delaying an investigation or coverage decision
- Requiring you to commence litigation to obtain insurance proceeds
Courts in West Virginia have stated that “a policyholder buys an insurance contract for peace of mind and security, not financial gain, and certainly not to be embroiled in litigation. The goal is for all policyholders to get the benefit of their contractual bargain: they should get their policy proceeds promptly without having to pay litigation fees to vindicate their rights.” Miller v. Fluharty, 201 W. Va. 685, 694, 500 S.E.2d 310, 319 (1997).
This rule was specifically adopted “in recognition of the fact that when an insured purchases a contract of insurance, he or she buys insurance ― not a lot of vexatious, time-consuming and expensive litigation with his insurer.”Hayseeds, Inc. v. State Farm Fire & Cas., 177 W. Va. 323, 329, 352 S.E.2d 73, 79 (1986).
Call Us Now to Learn More
Don’t wait ― contact our firm The Moore Law Firm, PLLC, today to discuss your insurance bad faith case.